Every startup founder in Toronto knows that budgets are tight during the first few years of business. They usually have no savings, often operate at a net loss, and are saddled with debts and other financial obligations. So while Software-as-a-Service (SaaS) subscriptions allow small- and medium-sized businesses (SMBs) to spread software costs, as opposed to having to plunk down large amounts of money upfront for lifetime licenses, the decision to subscribe cannot be taken lightly.
